Most people believe that handling your finances is challenging – and for many of us, it is, because we have not been taught about money. Once we legally become adults, we are expected to know all these financing tricks even though we have no previous experience, and no one to teach us. We must jump into adulthood, manage our banking accounts, pay taxes, save, and pay bills. So many of us are flying by the seats of our pants, hoping we are able to reach our money goals, without having a real plan in place. But how are we supposed to succeed?
One easy solution is to stop trying to reinvent the wheel, and hire a money coach. Nicole Victoria is an internationally recognized financial coach, and she is the money coach you need to master your money and build a bank account that never stops growing.
A modern-day Money Coach
Nowadays, different types of coaches focus on helping other individuals improve their lives in several ways. You can find those experienced in life coaching, spiritual coaching, or patient coaching, among others. Lucky for us, some experts choose to venture into financial coaching. We know those as money coaches. What does this mean? “Money coaches are financial coaches: people who guide others through making financial decisions.”
Every money coach does their job differently according to their expertise, knowledge, and background, so it is imperative you find a coach that has done what you are trying to do. Nicole Victoria helps her students learn the tips, tools, and strategies that she used to pay off $40,000 of debt in 18 months, and build a $500k net worth in her 20s (that has now grown to over $1M at 30 years old). Nicole is also a registered real estate broker, certified negotiations expert, and has helped thousands of students with her methods.
As a modern-day Money Coach, Nicole Victoria showcases her knowledge and expertise through social media platforms. Users looking for financial education can find her on Instagram or on TikTok, where she posts videos, photos, and graphics daily, sharing her knowledge to help those struggling with their personal finances. She has transformed social media from a place to simply share your life into a helpful resource, and she is changing lives doing it.
80% mindset and behavior, 20% tactic
Like every money coach, Nicole Victoria has her own philosophy – but what differs with her approach is her belief that budgets do not work. She boldly talks about how budgets can be the reason why you are broke, and personally believes that. personal finances are 80% of mindset and behavior and only 20% of tactic. So many of us focus only on the tactic: how to save, what accounts to use, strategies to paying off debt, without looking at the mindset and behaviors as to why we are where we are. The thing is, Nicole believes on some level most of us know what we are supposed to do – we know we should pay off debt, we know we should save more – but we do not do it. The answer to your problems is not in learning more tactic, it is in understanding the reasons why you are stuck, so you can overcome yourself sabotage and get out of your own way. If you focus on how you think and behave when it comes to money, you will have figured out a huge part of your finances. This does not mean your life will be boring, and you will only focus on saving. “Having money,” says this expert, “being financially responsible, and having fun are not mutually exclusive.” You can indulge in your hobbies and interests while being responsible for your money.
“I want to teach my clients how to take control of their finances so they can finally start winning with money and living the lives of their dreams,” shares Nicole Victoria. For that reason, she has a large focus on the psychology behind why we do or do not do certain things with our money as the hack to help people save more with ease, in addition to the life changing tactic and strategies that helped her become a millionaire at 30 years old. Her method has been as she has been able to help thousands of students pay off debt at record speed, make more, save more, earn more, and learn the foundations to saving tens to hundreds of thousands of dollars through The No Budget Babe.
Adulthood can be extremely challenging, particularly when handling our finances. Luckily, there are experts ready to help us navigate this journey. Nicole Victoria is the money coach you need to better your personal finances. She will help you adjust your mindset and behavior, along with the life changing strategy to reach your goals while still enjoying life and having fun.